Interest is accrued daily on your GIC from the issue date up to, but not including, the maturity date. To view the Preferred GIC Rates that are subject to change, visit /GIC. Selected GICs are between 1 to 10 year non-redeemable GIC’s. 6Preferred Package holders will receive Preferred Package GIC interest rates (“Preferred Package GIC Rates”) on select GICs purchased 2 days after start of ownership of Preferred Package.5Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included.4Fees may initially be charged for Interac e-Transfers † in excess of 99 in a month but will be reversed in the subsequent month.You are responsible to ensure that your wire payment to Scotiabank in Canada, including the amount, is in compliance with the local laws of your country. 3Scotiabank cannot accept more than one wire payment per family and such payment cannot exceed CAD $50,000.
After the first 12 months, you will begin to see the monthly Account fee charged to your Account unless you maintain a minimum daily closing balance of $4,000, in which case the monthly Account fee will be waived per the Account terms and conditions. All applicable service charges on the Account will continue to be applied monthly. The Account must be open and in good standing at the time of the waiver. How this Offer Works: During the first 12months, your monthly Account fee will be waived and will not appear as a charge on your Account. 2 Eligibility: To qualify for the 1-Year No Monthly Account Fee Offer (the “Offer”), open a new Preferred Package account under the StartRight ™ Program (the “Account”) [Employees of The Bank of Nova Scotia (“Scotiabank”) and individuals who are currently or were previously holders/ joint holders of a Scotiabank chequing account within the last 2 years are not eligible for this Offer.1 Scotiabank StartRight Program, created for Canadian Permanent residents from 0–5 years in Canada, International Students and Foreign Workers.More information about the Scotiabank Investment account can be found here. *A Scotiabank International Account is a Scotiabank Investment Account opened from outside of Canada.Earn points on every purchase with either the SCENE ®* or Scotia Rewards program 7.First year annual fee waiver on select Scotiabank credit cards 8 up to $150.Redeem SCENE points ®* for entertainment rewards like movies, meals and more.Earn points on every purchase with either the SCENE ®* or Scotia Rewards Program 7.
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Get a +0.05% Interest Rate Boost on deposits in your Momentum PLUS Savings Account.
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* Maintain a balance of $3,000 and we’ll waive your monthly fee. * Maintain a balance of $4,000 and we’ll waive your monthly fee.
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